| Truck and Automobile Accidents:
As an auto accident experienced lawyer with decades of experience in personal injury law we are uniquely qualified to help you pursue justice and compensation after your accident. We understand the seriousness of these accidents and we can help as you recover from your injuries. We know the law and we know how to make a compelling case on behalf of innocent victims like you.
We know that the vast majority of accidents are preventable. "Accident" is not a proper term because accident implies that no one was to blame and nothing could have been done to avoid the wreck and the resulting injuries.
Most accidents are caused by some sort of negligence, including:
• reckless driving
• distracted driving
• drunk driving
• defective automobiles
• defective roads
Compensation:
Medical care is not cheap. Neither is physical therapy. After a car accident it can be difficult to return to work and earn a living. All of this because of an accident that was caused by someone else's mistake.
We understand that no amount of money can ever truly make up for the horrors you have experienced. But, compensation can surely help you with some of the costs that arise after an accident:
• medical expenses
• funeral expenses (in a wrongful death case)
• lost wages
• pain and suffering
Trucking Accidents:
Because of their size, large trucks have a high potential to cause accidents. They have large blind spots, high centers of gravity and tend to move more slowly than the cars around them on the highway. Cargo spills from large trucks are not uncommon, endangering everyone on the road. Because of these tendencies, there are nearly half a million accidents involving commercial trucks every year. Moreover, because of their size, collisions with large trucks are far more deadly than collisions between passenger cars. While many truck drivers are careful and cautious, a truck driver who acts negligently endangers everyone on the road.
We urge you to review your family automobile coverage with a member of this firm or some other lawyer to look at both UM and UIM coverage as well as your other coverage: liability, comprehensive, collision, med pay, etc. Medical pay of $20,000.00 or more is important because it can help pay the initial medical bills and give the injured party help with immediate treatment. The premium is low for medical payment coverage. We cannot advise specific limits with regard to UIM Coverage (underinsured motorist), but we feel that you should contemplate a “worse case scenario”—a serious injury entailing large medical bills, a permanent injury, or death as a result of negligence of another motorist; all of this as a part of a complete review.
Underinsured motorist coverage (UIM) is not required in Missouri. Because of the number of cases in which clients have been seriously injured or had a family member killed by a motorist with the negligent motorist having low or minimal liability coverage, and the clients themselves had insufficient or no UIM coverage, we felt this problem should be brought to your attention. We have seen tragic situations because of low insurance coverage.
UIM coverage (underinsured motorist) is available when a policy holder is seriously injured by a motorist who has low liability coverage (say $25,000.00 per person/$50,000.00 per accident). In such a case, the injured party would stack his own UIM coverage on top of the liability coverage of the negligent party to pay for the additional medical bills, lost wages, past, present and future pain and suffering.
At Walsh Law Firm we know how to investigate your trucking or automobile accident to prove liability on the part of the negligent driver. If you have been hurt in a truck or automobile accident you should speak to Stephen Walsh immediately for a free consultation.
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